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Friday, March 24, 2006
New state law tightens definition of auto accident
A new state insurance regulation will restrict insurance companies from twisting the legal definition of "accident" to their advantage.
Effective June 7, an auto accident will come to mean what most reasonable people understand it to be -- an event that was not intended or foreseen by a person who was injured during the event.
Ethel's Law was named for Ethel Adams of Everett, who was driving on Aurora Avenue North when her sedan was hit by another car. The woman whose car hit Adams was herself intentionally rammed by her ex-companion in a domestic violence dispute.
Adams' company, Farmers Insurance Group, denied her an immediate settlement based on an interpretation of Washington law that excludes intentional acts from the definitions of "accident," because the sequence of events in the collision began with a man who intended to wreak havoc.
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